Pensions

Finances are a tricky subject, and planning for the future is something we often put off. But most of us worry about the same things; protecting our income and family, saving and investing for the future, having a pension pot to retire on and having something to pass on to loved ones. Wealth Management means managing your money well, and whether you have a little or a lot, we can put a personal wealth management plan in place to help you achieve a secure financial future. If you’re saving for a short-term goal, such as a wedding, home deposit, the holiday of a lifetime or just for a rainy day, we can find the products, such as ISAs or National Savings products, that can help you make the most of your money. Planning for the longer term might include saving for your children’s future, for a comfortable lifestyle in retirement, to increase or protect your wealth or to provide a future income, then our wealth management advice could include a personal investment plan or creating a balanced portfolio of investments.

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested. HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.