Equity Release and Lifetime Mortgages

Equity Release enables you to access the equity or ‘cash’ from your home to help you in your retirement.  You can continue to live in your home and you will retain ownership during your lifetime. 

The equity released from your home can be paid as a tax-free lump sum or as a regular income to enhance your pension via a Lifetime Mortgage.

It’s vital to understand the benefits and any potential drawbacks before deciding whether a Lifetime Mortgage is right for you and specialist financial advice is essential.

At Stan Sherlock Associates, we have two qualified and licensed Equity Release Financial Advisers – Bobby Sherlock and Anne Preston.  They will discuss your long-term plans and take a holistic view of your retirement finances to help you decide whether releasing the equity in your home is right for you.

Janet Braisted - Financial Advisor at Stan Sherlock Associates
Bobby Sherlock: Director

If you do decide on equity release, we will recommend the most suitable Lifetime Mortgage products based on your age, income, the amount of money you’d like to release and any other personal circumstances. 

We have selected a panel of lenders based on their expertise, competitive product offer and excellent customer service. These include Aviva, Canada Life, Hodge, Legal and General, LV= and more2life.

You will need to take legal advice before releasing equity from your home as Lifetime Mortgages and Home Reversion plans are not right for everyone.

Who is Equity Release for?

Equity Release is available to anyone over 55 years of age who owns their home.

Get the right advice about equity release and lifetime mortgages

Equity Release and Lifetime Mortgages in Carlisle, Cumbria

Why work with us?

Deciding to release the equity from your home is a complex decision and specialist advice is essential.  At Stan Sherlock Associates, we aim to build long term relationships with our clients and provide you with an advice service over your lifetime and ensure you always have the right deal for your situation.

Although based in Carlisle, our clients come from much further afield.  We regularly work with clients from across Cumbria (including Kendal, Keswick, Penrith, Whitehaven and everywhere in between), the Scottish Borders and North East England.  Many of our financial advice services can be provided by phone and email but our advisers are always happy to meet you face to face.