Life Insurance

Life Insurance (also known as life assurance or life cover or death cover) will pay out either a single lump sum or provide a regular income when you die, providing financial security for the loved ones you leave behind. 

Even if you have life insurance cover in place, are you confident that the arrangements will offer sufficient protection for you, your family or even your business in the event of your death or if you became disabled?  We can help bring peace of mind and ensure that money worries don’t add to your concerns during times of personal crisis. 

Our specialist Protection Advisers at Stan Sherlock Advisers can review your personal circumstances and ensure you are adequately protected if the worst were to happen.  We recommend regularly reviewing your life insurance policies to ensure you continue to have the right type and level of cover in place.

Our life insurance and income protection policies are written in trust to ensure swift, accurate and tax efficient payment if a claim arises.

Janet Braisted - Financial Advisor at Stan Sherlock Associates
Emma Sherlock:
Chief Operating Officer

The cost of your insurance premiums will depend on the level of cover you’d like to achieve, as well as personal factors such as your age, health and lifestyle at the time you take out the policy. There are different types of life insurance policy available so contact us to discuss the best life insurance cover for your needs.

Although no amount of money can replace a loved one, it can help those left behind to weather the financial storm left in your absence. For example, it could pay off your mortgage or provide an income to go towards regular household expenditure.

Your life insurance options may include:

Level term insurance

Level term life insurance covers a specific sum which will be paid out in the event of your death. This cover, and your monthly payments, remain the same throughout the length of your policy, and your monthly payments also stay the same.

Looking for other ways to protect your family?

Plan for the unexpected and protect your loved ones with expert life insurance advice.

Mortgage Advice Services in Carlisle, Cumbria

Why work with us?

At Stan Sherlock Associates, we aim to build long term relationships with our clients and provide you with an advice service throughout your lifetime to ensure you always have the right life insurance and income protection cover for your personal needs and situation. 

Although based in Carlisle, our clients come from much further afield.  We regularly work with clients from across Cumbria (including Kendal, Keswick, Penrith, Whitehaven and everywhere in between), the Scottish Borders, and North East England.  Many of our advice services can be provided by phone and email but our mortgage advisers are always happy to meet you face to face.