Financial Planning

Our approach to wealth management is holistic. We believe that wealth management is all about understanding your goals and aspirations, then finding the most appropriate way for you to achieve them. By working with you through your financial lifecycle we can adapt plans to suit your changing circumstances over time. We believe it is vital to understand the level of risk that you are willing to take with your money, and look to invest it accordingly. It is your money that we are looking after and we never forget that.

The value of your investments and any income from them can fall as well as rise, and you may not get back the original amount invested.

Retirement Planning

It doesn't matter whether you are starting out with a pension or you are approaching retirement, it's important that you receive the right advice. How much do I need to save? Which pension is best for me? What should I do with my frozen pensions?

Reviewing what you have ensures that your pensions are still fit for purpose and on track. With so many legislative changes it is even more important to have everything re-evaluated. The choices available to you at retirement are now vast and much more flexible; but potentially confusing. We can guide you through the options and advise which is most suitable for your circumstances.

The value of your pension can go down as well as up. You may not get back as much as you invested.

HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.


We can access a range of mortgages from over 50 of the UK’s best known lenders including Santander, Halifax, Nationwide and Virgin Money, and have access to some exclusive deals you won’t find on the high street. We will recommend the most appropriate deal for you based on interest rates, loan periods and repayment methods. We’ll also help you decide which type of mortgage best suits your objectives; be it fixed, variable, tracker, offset or something else entirely. Most importantly, we will support you throughout the entire process, from application to completion, helping to make your purchase or remortgage run smoothly.

For us, arranging a mortgage is not a one off transaction. We aim to build long term relationships with our clients, to provide them with a service over the lifetime of their mortgage aiming to ensure that they continually have the right deal available for their situation.

Your home may be repossessed if you do not keep up repayments on your mortgage.


Our approach to protection planning is one that is flexible and grounded in an understanding that a person’s financial circumstances will change over time. We aim to ensure that our clients are adequately protected if the worst was to happen. Again, by building long term relationships, we can tailor policies to our clients’ changing requirements over time.

How confident are you that the life assurance arrangements you have in place will provide sufficient protection for you, your family or even your business in the event of death or disablement?

Are policies written in trust to ensure swift, accurate and tax efficient payment if a claim arises?

By reviewing your cover, we can identify if you have the right type of policies, giving you peace of mind that money worries do not add to the concerns caused at times of personal crisis.

Building & Contents Insurance

Selecting the right policy to cover your home can be a tricky business. Unless you really understand the product you are looking for, buying a policy online may leave you exposed with hidden policy excesses or standard default terms that leave you under or over insured. Do you know your policy exclusions?

We aim to tailor every policy that we do, to the client, and their circumstances. By seeking our professional advice on your home insurance, you’ll get a policy that offers the cover you really need – without any hidden catches.

Find out how we can help you: