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Losing your partner at any stage in life can be devastating, but it may be particularly devastating when children are involved because of the financial pressures of raising a family. Ensuring your children and other dependants are provided for in case you die should be a top priority but less than a third of people in the UK have life insurance. Ke...

Evidence suggests that many more of us are putting down roots and choosing to stay in our current homes for longer. The average time a homeowner in the UK stays in their property is 21 years. This contrasts with the 1980's, when a fast-rising property market encouraged a move every eight years on average. However, high prices in some regions, Stamp...

Name:  Annette Hunter  What do you do at Stan Sherlock Associates?  I am a senior administrator within the mortgage and wealth departments. I have recently moved to the wealth department, but I still turn my hand to mortgages. I input and process cases, problem solve and see a case through to completion.  What do you enjoy most ...

A life insurance policy in trust is a legal arrangement that keeps a life insurance pay out separate from the valuation of your estate (property, money and possessions) after you die. Here we take a look at some main points to consider when deciding whether to write your life insurance in trust. The logisticsA trust is a legal entity that allows yo...

 Name: Sandra Sproat What do you do at Stan Sherlock Associates? I've worked here for almost 22 years, so I have my finger in many pies! As office manager, I work closely with Bobby and Emma Sherlock and we all try to maintain a happy environment for the staff. My secondary role has been described as 'office mum' which is quite an honour! What...

Whether you're a first-time buyer, a second- stepper or further up the housing ladder, buying a home is always a big move and can feel a bit like a roller coaster ride at the best of times. Now there is the added complications and worries that the COVID-19 pandemic may have caused for people's lives, finances and general wellbeing. Here are some ti...

 Name: Holly Fears What do you do at Stan Sherlock Associates? I am part of the Business Support Team at Stan Sherlock Associates.  I run the front desk alongside Kristina, greeting our clients both face to face, and over the phone.  I also help our Yorkshire clients. What do you enjoy most about being a member of the busin...

The weather is improving, you may have some extra time on your hands and judging by the queues outside hardware stores, people are seizing the opportunity to get some home improvement jobs underway, particularly with more Britons than ever working from home. Between February and March 2020, Google searches for 'DIY' increased by 9% year-on-year, wi...

Name:  Kristina McMillan  What do you do at Stan Sherlock Associates?  I run the front desk and I also work on the Yorkshire Building Society.  What do you enjoy most about being a member of the business support team?  I get to do a little bit of everything. I enjoy the fact that I can help the team out with anything they n...

During our 30 years in business we've helped thousands of clients navigate their financial decisions and achieve the right results, from buying a first home to providing an income in retirement and everything in between. Ensuring consistently great results for our clients is essential to our success, and that in turn relies on the experience and kn...

Name: Kath Crozier (used to be a Sherlock) What do you do at Stan Sherlock Associates? I am a Senior Administrator (which means I'm old and been there a long time) I am also the Company Secretary. What do you enjoy most about being a member of the business support team? I like to support the advisers, by helping them I am helping the clients. What ...

Estate planning encompasses not only preparing your finances to ensure your assets are protected for your loved ones once you are gone, but it's also about ensuring you have enough money to live on.   It starts with obtaining a comprehensive view of your assets. Assessing the value of your estate and ensuring the right documentation is in...

Name:  Tom Graham  What do you do at Stan Sherlock Associates?  I am a Mortgage and Protection Adviser, providing professional and tailored advice to help you achieve your financial goals. I pride myself on giving a bespoke service, treating you as an individual so I have a true understanding of what you want to achieve Why did you b...

There was welcome news for young savers in the March Budget with the government announcing the Junior ISA (JISA) allowance was to be more than doubled, from £4,368 to £9,000 from 6 April 2020.  JISA and CTFs both benefit JISAs replaced Child Trust Funds (CTF) in 2011, but those who stillhold CTF will continue to benefit from the increased...

Name:  Sophie McMillan  What do you do at Stan Sherlock Associates? I have a dual role at SSA. I am a general insurance specialist and protection adviser, and also the supervisor of the Yorkshire Building Society Agency which we run from our offices at Stan Sherlock Associates. Why did you become a General Insurance Sp...

The Government has announced the requirement for lenders to extend the initial three-month mortgage payment holiday scheme by a further three months. They felt that the extension was necessary because it would be too sudden and soon to end the scheme now for those currently experiencing financial difficulties. This means help and support will conti...

Name:  Emma Sherlock  What do you do at Stan Sherlock Associates?  I have a mixture of roles at work. I'm the Chief Operating Officer and a Protection Adviser. I have been giving advice for 4 years and really enjoy looking after both my clients and our team.  Why did you become a Protection adviser? The family business plays a b...

Business protection is a crucial element in a company's financial future, but how many have cover in place?  You may have covered the tangible assets in your business, but have you protected the most important asset; the people who contribute directly to your bottom line?  If the answer is no, you could be putting your business at risk. A...

So... What is cashflow modelling? Financial planning is all about preparing for those things that may not be so certain (and taxes). Plans should be reviewed regularly so they adapt to changes in your circumstances and reflect developments in the wider economy and financial markets. Cashflow modelling, sometimes known as cashflow forecasting takes ...

Moving home is known to be one of life's most stressful events. In fact, a survey earlier this year, found the process can cause us more stress than other major life events such as having a baby, getting married, starting a new job or getting divorced. Sorting out your financesThe biggest cause of worry for many is arranging finance for the move. F...