‘Mortgage prisoners’ may be able to remortgage

 'Mortgage prisoners' may be able to remortgageYou may have heard the term 'mortgage prisoners' but not know exactly what it is. Mortgage prisoners are those who are trapped in their current mortgage deal and are unable to remortgage or move.The Financial Conduct Authority (FCA) has estimated around 150,000 borrowers are stuck as 'mortgage pri...
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Accidental damage protects against life’s little mishaps

Accidental damage protects against life's little mishapsNobody knows what is around the corner. Accidents can and do happen and the most commonly reported household claim in 2018 was for Accidental Damage. It's therefore wise to check what is included in your insurance policy to help protect the valuable items in your home.Standard contents insuran...
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Your pension savings, your future options

Your pension savings, your future optionsWhy you should consider modernising your pensionAs well as giving you greater freedom over how you access your savings, there are several other benefits when modernising your pension: - Take full control of your pension savings  - Choose when and how to draw an income to suit your retirement p...
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Reviewing your pension contributions

 As you approach retirement, you probably want to know when you can afford to stop working. Having worked hard throughout your career you deserve to enjoy your retirement without having to worry about your finances. It may be worth reviewing your pension contributions to make sure you are taking advantage of the incentives offered by the gover...
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Does diversification matter?

 When it comes to building your investment portfolio, you might have been warned about avoiding putting all your eggs in one basket. It's wise to spread your money across a range of different investments. That way, if the value of one of them falls, it should have a limited effect on the overall performance of your portfolio.How to diversify y...
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Relevant Life Plan

Do you want to provide valuable life cover and financial security for your employees and your family in a tax efficient manner? A Relevant Life Plan could be the answer.What is a Relevant Life Plan?A Relevant Life Plan is an individual 'death in service' life policy that is affected by an employer on the life of an employee and is funded by the emp...
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Key Dates for 2019

​1st April 2019National Living Wage (for age 25+) rises to £8.21.National Minimum Wage rises to £7.70 (21 - 24-year olds), £6.15 (18 - 20-year olds), £4.35 (16 - 17-year olds), and £3.90 (apprentices under 19 or in the first year of their apprenticeship).Council tax bills rise up to 4.99%.Universal Credit for households with children and those with...
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