Landlords Property Insurance
Landlords property insurance can protect you and your buy to let property if you’re renting it out to tenants. We can advise on suitable cover whether you rent just one property, multiple houses or have a large home rental portfolio.
A standard home insurance or buildings insurance policy may not provide the level of cover you need. At Stan Sherlock Associates, our specialist team can advise you about the right policy to protect you from the risks and liabilities of renting out your property.
Landlords insurance can protect you from the potential financial loss caused by fire, flood, storm damage or theft. It can include owner’s liability cover and additional options could provide insurance against damage caused by tenants, loss of rental income or unpaid rent.
We recommend regularly reviewing your rental property insurance policies to ensure they still meet your needs, offer the right type and level of cover and continue to offer value for money. Our expert team will advise you about the appropriate options for your needs to help you protect your rental business.
We can also advise about a range of optional extras including:
If you rent furnished or part furnished properties, and include beds, furniture and/or kitchen appliances, our advisers can help you work out the value of your items and the level of cover you need to protect them.
Accidental Damage Cover
Should your building or fixtures suffer damage, caused by tenants or events beyond your control, accidental damage insurance could help you afford the cost of repairs and replacements and ensure your rental income doesn’t suffer for longer than necessary.
Loss of Income Insurance
If your tenants have to move out of your property due to fire or flooding, loss of income insurance could cover the rental payments for a specified period and help you provide the cost of mortgage payments. There are also options that include a pay-out should a tenant fail to pay their rent.
Landlords insurance can protect you and your rental property portfolio.
Contact us for a quote:
Why work with us?
At Stan Sherlock Associates, we aim to build long term relationships with our clients and provide you with an advice service throughout your lifetime to ensure you always have the right insurance protection cover for your needs and situation.
Although based in Carlisle, our clients come from much further afield. We regularly work with clients from across Cumbria (including Kendal, Keswick, Penrith, Whitehaven and everywhere in between), the Scottish Borders, and North East England. Many of our advice services can be provided by phone and email but our mortgage advisers are always happy to meet you face to face.