Pension Planning
At Stan Sherlock Associates, we have experience in a range of financial planning services. We’re specialists in pension planning advice and personal pension planning, and our team can help you properly plan for retirement, no matter your circumstances.
An astounding number of people in the UK have no idea how much they need to retire comfortably, and most don’t know how much they have in pension pots from different jobs over the years, never mind how to access them.
We help you understand exactly where you stand regarding your pensions, and enable you to properly assess your current situation. We use our vast knowledge to identify how much you need to save to meet your goals, and offer tailored pension planning advice built around you and your personal circumstances.
With the best tools to secure your financial future well into retirement, as well as expertise in the various pension and savings opportunities available to you, our role is to help make your money work for you, so you can achieve financial freedom when you retire.
Pension Tracing
Pension tracing is a common problem in the UK, as people struggle to track the pensions they’ve paid into over the years they’ve been in employment. This is commonplace and leads to lots of people retiring with less than they might otherwise have.
Stan Sherlock Associates helps you trace your pensions as far back as you need, providing advice on how to access your funds as well as the best strategy moving forward. This helps you not only track and manage your pensions more effectively, but gives you greater control of your financial future and retirement plans.
Pension Consolidation
With different pensions in different pots, it’s easy to lose track of your pension funds. Pension consolidation helps you put all your pots in one place, which simplifies pension management giving you clearer access to any fees you are being charged, and at times reducing them. It also presents the opportunity for boosted flexibility, additional investment opportunities and greater financial reward.
At Stan Sherlock Associates, we offer tailored pension planning advice around combining or consolidating your pensions, guiding you on the pitfalls to avoid and best ways to invest when it comes to pension consolidation.
If you hold a Defined Benefit Pension Scheme or Defined Contribution pension with a guaranteed minimum pension or income, any advice you receive will be through a dedicated referral advice service and a specialist within our network.
Setting up your pensions
If you're in your 20s, retirement seems a long way off, but the sooner you start paying into a pension the better. The best time to start pension planning is soon as possible, you don't want to miss valuable time in the market!
We provide personal pension planning advice for people of all ages, finding you some of the best pension solutions for your unique financial goals, as well as tailored personal pension planning advice around the different deals and investment opportunities available. We also help break down terminology and jargon, so you understand the complexities of what you're signing up to.
Need to know more? Get in touch with our team:
Why work with us?
As a family run business born and bred in the local area, we proudly serve Carlisle and the wider Cumbria region, and we value our excellent reputation across Cumbria and beyond thanks to our honest, effective financial planning advice.
With the ability to assist and guide you through the pension planning advice landscape, our experts offer clear and expert guidance to help you retire in peace, knowing your financial situation is secure and your loved ones are taken care of.
Our expert advisers want to build a strong, long-term relationship with you, paying careful attention to your changing needs and circumstances, and provide you with a financial advice service throughout your lifetime.
As well as the above personal pension planning guidance and advice, we also offer:
- Pensions freedoms advice
- IHT planning
- Passing on your wealth
And more. Essentially, we offer all things pensions, and when it comes to personal pension planning in Carlisle, Cumbria, or anywhere else in the UK, we can help.
